Xapo ensures the security of our customers’ bitcoins above all else and, in the event of a fork, your assets will be safe at Xapo.
We may, however, temporarily halt outgoing and incoming transfers from the Bitcoin network until we confirm that such transfers can be done safely. We may also temporarily suspend the Xapo Debit Card and the conversion from dollars and other currencies to bitcoin and vice versa.
In other words, your assets will be safe at Xapo but you may not be able to transact for a period of time.
In the event of two surviving blockchains, we will support one blockchain, the one with the most accumulated difficulty.
Xapo will give you the choice to withdraw the coins in the secondary blockchain or to let Xapo sell the coins in that secondary blockchain and automatically add that value to your account in the supported blockchain.
If you will need to make bitcoin transactions during a fork you should take your bitcoins out of Xapo before August 1st.
If your top priority is the security of your bitcoins and you accept a temporary inability to transact with them, you don’t need to do anything. Xapo will keep your bitcoins secure and you can decide later what to do with the coins in your account.