Xapo Debit Card Update

The Debit Card has always been at the forefront of Xapo's efforts to bring secure, Bitcoin-based financial products to users around the world. According to Visa’s recent communication regarding different debit card programs, only customers in the European territory will be able to order new Xapo Debit Cards, effective today. In addition, Xapo must suspend service on all…

By Anni Rautio

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Xapo Granted E-Money License

Xapo granted E-Money License We are proud to announce that Xapo (Gibraltar) Ltd. has been granted an E-money License by the Gibraltar Financial Services Commission effective July 10th 2017. License under the Financial Services (Banking) Act of 1992, License number FSC0063BNK. As a regulated E-Money Institution Xapo is now licensed to issue electronic money in…

By Diego Valenzuela

Xapo Bitcoin Cash (BCH) Update

As expected, yesterday the Bitcoin blockchain experienced a “fork”, in which a new coin called “Bitcoin Cash” was created. That means that, if you had bitcoins (BTC) in Xapo at the time of the fork, you now have your bitcoins and an equal amount of Bitcoin Cash (BCH). For your reference, the fork happened after…

By Federico Murrone

Xapo and the forks

Xapo ensures the security of our customers’ bitcoins above all else and, in the event of a fork, your assets will be safe at Xapo. We may, however, temporarily halt outgoing and incoming transfers from the Bitcoin network until we confirm that such transfers can be done safely.  We may also temporarily suspend the Xapo…

By Federico Murrone

Why Own Bitcoin

People often ask me if they should invest in Bitcoin and later how to invest. I have watched a lot of friends make and lose money on Bitcoin, so I have a strong point of view. I want to share my perspective to help people understand Bitcoin as an investment. All of these numbers and…

By Wences Casares

Bitcoin needs both unregulated and regulated network nodes

At Xapo, we believe that Bitcoin’s permissionlessness, censor-resistance and unseizability are its most important features, without which Bitcoin would not be of much value. The only way to ensure that Bitcoin can remain permissionless, censor-resistant and unseizable is by making sure that anyone can get some bitcoin, store it, and send it without any intermediaries…

By Wences Casares

Beware of extraordinary claims

For those of us who love Bitcoin, and especially for me as the Head of Growth at Xapo, it is always great news when we see more and more people adopting Bitcoin every day with almost magical organic growth that helps the bitcoin price rally. So I should be happy every time I see that, right?…

By Tiburcio de la Carcova

Xapo regulatory status in Switzerland

Three years ago, Xapo set out to determine the optimal jurisdiction from which to serve non-U.S. customers.  Our research ultimately identified Switzerland as the ideal jurisdiction, as explained in a May 2015 blog post. We are happy to announce that, after almost two years of substantial effort and investment, Xapo has received conditional approval from…

By Wences Casares

What would happen if Xapo got hacked

In light of the Bitfinex hack, we have been asked multiple times, “What happens if Xapo gets hacked?” This is the answer. TL;DR: If Xapo’s hot wallet were hacked, Xapo would cover the loss from its own reserve of bitcoins. Less than 3% of bitcoins are kept in our hot wallet, so our bitcoin reserve would…

By Wences Casares

Xapo joins in with industry leaders to support BIP101

Our community stands at a crossroads. The debate about which path to take has, by and large, been a healthy one, and we have not interposed our own positions or interfered in the discourse. Until today, our involvement has consisted of listening, researching and testing. We believe that work is complete, and it is time…

By Xapo Press

Announcing Xapo's Advisory Board

Today Xapo is proud to announce the formation of its advisory board with three visionary leaders, Dee Hock, John Reed and Lawrence H. Summers. Dee Hock is the founder of Visa, and is responsible for effectively creating payment systems as we know them today. “Bitcoin represents not only the future of payments but also the…

By Wences Casares